Late Surrender is the most common and (by far) not as good. For example, I would fold (surrender) if I had a 16 against the dealer���s ���up��� nine, ten or face card (remember 'the expectation.') Taking insurance in a single deck game usually 'marks' you as an 'undesireable.' Casinos do not like to lose.Įarly surrender (nice when you can find it) permits you to immediately fold (and only lose half your bet) when your two cards are poor against the dealer���s single ���up��� card. As a general rule (unless you are keeping track of face cards in a single/double deck game) this is not a good choice. 'Taking insurance' causes you to lose only half of your bet.
The Golden Rule of Blackjack is always the 'expectation of a ten or face card' since they make up nearly one-third of all cards.
Insurance and Surrender Rules - Insurance is a hedge bet against a dealer���s face up Ace.
